Are you facing a possible Foreclosure?
If, like so many people these days, you are faced with a possible foreclosure on your home, help IS available, and we can help.
There are a variety of reasons Homeowners face foreclosure but luckily there are options available to avoid the impact of a Bank foreclosure.
If you are lucky enough to have equity in your home, you can sell at a price that will let you pay off your mortgage and hopefully have money left over to walk away with at closing.
But - Do you owe more than your home is worth?
If the current market value of your home is less than the amount owing on the mortgage, the answer may be a Short Sale. For a guide to Short Sales, click on the "Short Sale" link above.
There IS a way out.
Let us help you find a Buyer, negotiate a Short Sale on your property with your mortgage company and you can walk away with your home SOLD, no foreclosure on your credit report and your head held high. Your home was sold, not foreclosed on.
We bring Buyers and Sellers together for a mutual benefit.
You help each other and we co-ordinate the whole process. Let us find you a Buyer, work with your mortgage lender to find out their requirements for a Short Sale, help you with the necessary paperwork and bring the sale to a successful conclusion.
And it won't cost you anything.
Mortgage companies understand that if Homeowners are having financial difficulties, they are in no position to pay commissions and other expenses on the sale of the home. We write the sales contract to protect you, to ensure that the mortgage company will pay ALL closing costs, including Realtor commissions, state documentary stamps, title insurance, title company's fees and other expenses.
Why do they do this?
A foreclosure is a lengthy, expensive process and mortgage companies are looking for alternatives to end up owning a home they have to maintain, pay taxes on and maybe end up having to sell at auction for an unknown price.
The Short Sale can be the alternative.
